Through Roof insurance, you can save thousands of dollars in replacement and repairing of a damaged roof. To file a claim and to get the best possible result for your lifetime roofing, you need to know everything about roof insurance.
Whenever your roof is damaged because of a natural crisis, and then cover these damages, you need to claim for your roofing insurance. If you are totally unaware of the roof insurance, it becomes quite difficult for you to recover your roof damage through insurance claims.
Warranty Vs. Insurance
Many people have confusion between warranty and insurance, they thought both are similar things, but actually, both are different. Warranty and Insurance both work to repair your damaged roof, but the timing factor is a very crucial thing that makes it different.
- Warranty is limited to for a short period, but the insurance is applicable for the lifetime value of your roof.
- Warranty recovers mainly installation errors and covers factory defects; on the other hand, insurance covers the cost of repairs required by the roofing contractor.
Policies
Always remember that roofing insurance does not cover everything; they cover up things as per policies. Roofing policies are not similar; they could be different; they mainly depend on your roofing contractor and the insurance company. So, always review or read your roofing policies carefully, and if you have any doubt, then contact your roofing insurance company for clarification.
Insurance Claim Process
Claiming roof insurance is a critical process, so you need to follow each step carefully. To understand the complete procedure of insurance claim, take a look at below given steps.
- For calming roof insurance, you need to submit all the photos of a damaged roof, bills, invoices with proper documentation carefully.
- Now, your insurance company sends a roofing inspector to inspect or examine the damaged roof.
- After inspection, they will approve your roofing claim and give you an initial check, which includes depreciated value minus any deductible.
- When your roof damage is fixed, then they cut another check to recover the additional repair cost.
Coverage
Roofing insurance coverage depends upon many factors; most commonly, roofing coverage is provided for that roof damage because of an unexpected accident or storm.
Apart from this, the amount of reimbursement depends upon the age and the depreciated value of the roof.
So, if you want to get the accurate and sufficient coverage of the roof damage, you need to hire a reputable roofing contractor who would be able to provide you a good assessment of the roof.
It would be best for you if you hire a Mak Roofing & Construction because they are capable of providing insurance claims for roof in El Paso, TX. In fact, they are one of the best roofing contractors in El Paso, TX, which perform immediate roof repair to prevent further roof damage.
As you trusted a roofing contractor, you must be completely aware of the roof insurance to make your insurance process smoother whenever you need to repair your roof damage.






